Portfolio Lead Manager – 29127

Location: London/ Hybrid working
Category: Pricing
Type: Permanent

Own overall portfolio performance to deliver the contractual loss ratio target agreed with their underwriting capacity partner

Ref: 29127

Key Duties (Including but not limited to):

Take end-to-end ownership of portfolio performance; monitor and explain loss ratio drivers by accident year, underwriting year, cohort and month
Design, prioritise and implement interventions using pricing, product and underwriting levers to improve results
Lead deployment of new risk models into live; assess pre/post impact and ensure robust change control and documentation
Build and maintain clear MI and dashboards (e.g. AP/TP ratio, risk mix index, actuals vs estimates) to support timely decisions

Strong grasp of portfolio performance measurement: AP/TP ratio, risk mix index, actuals vs estimates, loss ratio by time period and segment
Proficient in SQL and R; comfortable working in proprietary systems and “in the engine room”
Good understanding (ideally hands-on) of pricing model techniques, including GLMs and machine learning, and how to operationalise models in live
Experience forecasting loss ratio performance and steering a portfolio via actionable plans